Why Lease to Own Homes Are the Smart Choice for Self-Employed Professionals in 2025

Young Self Employed Professional sitting at her desk in her new Lease to Own home where she builds equity with every payment.

Why Lease to Own Homes Are the Smart Choice for Self-Employed Professionals in 2025

Homeownership can feel like an uphill climb for self-employed professionals. You’re managing your business, navigating fluctuating income, and dealing with a mortgage market that favors traditional, salaried employees.

But here’s the truth: owning a home isn’t out of reach. With Burson Home Advisors’ modern lease to own homes programs, you can bypass outdated hurdles and take a smarter, more affordable path to homeownership.

And the best part?

We can prove, through side-by-side comparisons, that buying your home through our lease to own programs builds equity faster and is more affordable than buying traditionally.

Let’s dive into how these innovative programs work and how they’re designed to meet the unique needs of self-employed professionals.

What Makes Modern Lease to Own Programs Different?

Unlike traditional and outdated lease to own models, Burson Home Advisors’ programs are designed to empower buyers—not trap them.

Older programs often required steep, non-refundable down payments (sometimes as high as 10%) and lacked the financial benefits buyers deserve.

Our programs flip that script, offering:

  • Fractional Ownership from Day One: You start owning a portion of the home as soon as you move in.
  • Equity-Building Options: Every payment works toward building your equity faster than traditional renting or buying methods.
  • Flexibility and Transparency: Tailored to fit your financial goals, with no hidden penalties or obligations.

And here’s the kicker: These aren’t rental homes. Every property is on the open market—including new builds. Whether you’re drawn to a modern townhome in Raleigh or a suburban neighborhood in Charlotte, the home you choose will meet your needs and aspirations.

Modern living room with fireplace in a lease to own home in Raleigh NC
Types of Homes Available Through Lease to Own

With Burson Home Advisors, you’re not limited to a narrow selection of properties. You’ll gain access to:

  • New Builds: Start fresh in a brand-new home designed with modern features and energy efficiency.
  • Single-Family Homes and Townhomes: Perfect for families or those looking to upsize from their current property.
  • Homes in Thriving Communities: Explore desirable locations in Raleigh, Charlotte, Greensboro, and surrounding areas.

Our goal is to ensure you find a home that aligns with your lifestyle—whether that means proximity to schools, a spacious backyard, or access to vibrant local amenities.

A Financial Comparison: Lease to Own vs. Traditional Buying

Traditional home buying comes with upfront costs and rigid requirements that can overwhelm even the most prepared buyers. Here’s how our lease to own programs compare:

CategoryTraditional BuyingBurson Home Advisors Lease to Own
Down Payment3.5%–20% of purchase priceAs low as 2%
Monthly PaymentMortgage payment (higher with rising rates)Fixed payment, lower than a mortgage payment
Equity BuildingStarts slow; heavily front-loaded with interestBegins immediately from day one
Homeownership ExpensesBuyer handles all maintenance/repairsMajor maintenance covered during the lease period
FlexibilityLimited after purchaseOptions to buy, cash out, or continue leasing

This comparison proves the power of modern lease to own programs: they allow you to build wealth faster, avoid unnecessary risks, and maintain financial flexibility—all while living in the home you’ll eventually own.

Myths vs. Facts: Lease to Own Programs Demystified

Myth 1: Lease to own programs are scams.
Fact: While some outdated programs had predatory practices, Burson Home Advisors’ programs are built on transparency and tailored to buyers’ needs. Our clients own a portion of their home from Day One and enjoy wealth-building opportunities.

Myth 2: You can’t find high-quality homes in lease to own programs.
Fact: All our homes are on the open market, including new builds, ensuring you have access to high-quality, desirable properties.

Myth 3: You’ll lose your down payment if you don’t buy.
Fact: Our programs are no-risk. Should life changes lead you to cash out, you retain your down payment and share of built-up equity less a minimal exit fee–a small price to pay for the flexibility you can’t get with full ownership!

Myth 4: Lease to own is just glorified renting.
Fact: Unlike renting, our programs offer fractional ownership, equity-building, and the ability to lock in payments while planning for your financial future.

Why Lease to Own Is Ideal for Self-Employed Professionals
Female self employed professional working on a bench of her new lease to own home looking out the window while on the phone with her laptop and a hot beverage.

As a self-employed professional, you know the challenges of navigating traditional financial systems. Burson Home Advisors’ lease to own homes programs simplify the path to homeownership with:

  • Common-Sense Underwriting: Unlike banks, which require much scrutiny, our programs use practical, flexible underwriting tailored to your unique situation and set you up for success.
  • Time to Secure Financing: Use the lease period to season your tax returns, improve your credit score, and position yourself for mortgage approval.
  • Equity Growth Without Full Responsibility: You’ll own a share of the home but won’t bear the burden of major maintenance costs until you’re ready to fully purchase.

These programs are a game-changer for entrepreneurs, freelancers, and small business owners who are ready to stop wasting money on rent and start investing in their future.

Start Building Wealth Today

At Burson Home Advisors, we believe that homeownership should be accessible, rewarding, and financially empowering. Our modern lease to own homes programs redefine what’s possible, allowing self-employed professionals to enjoy the benefits of owning without the traditional barriers.

And the best part? We can prove, through side-by-side comparisons, that buying your home through our lease to own programs builds equity faster and costs less than buying traditionally.

Let us help you find the perfect home in Raleigh, Charlotte, Greensboro, or beyond. Together, we’ll redefine your path to homeownership—making it smarter, more flexible, and entirely in your favor.

Ready to Make Your Move?

Contact Burson Home Advisors today to learn how our lease to own programs can turn your homeownership goals into a reality. As a trusted partner, we’re here to guide you every step of the way—from choosing the right property to celebrating your success.

Your future starts here. Let’s build something extraordinary together.

#SelfEmployedHomebuyers #LeaseToOwnHomes #HomesForRentInRaleighNC #BuildEquityFaster #BursonHomeAdvisors

Share Your Story

Your email address will not be published. Required fields are marked *

Sell Your Home

Full Price Offer - No Fees!

"*" indicates required fields

Full Name*
Property Address*
This field is for validation purposes and should be left unchanged.