The Challenge
Paula and Darren, prior homeowners from Phoenix, were relocating to Raleigh for Paula’s job promotion. With solid credit and income, they qualified for a mortgage—but quickly realized that traditional homebuying came with significant financial downsides:
High upfront costs – Down payments, closing costs, and agent fees totaled tens of thousands upfront.
Interest-loaded mortgage payments – Their first 18+ years of payments would mostly cover interest, not equity.
Locking into a high-rate mortgage – With rates exceeding 7%, they’d be overpaying for the same home.
Financial inflexibility – A mortgage would tie them down before they’d fully adjusted to their new city and job.
Traditional homebuying felt financially restrictive. Renting wasn’t the answer either—it meant zero return on investment and rising monthly payments. They needed a smarter path to homeownership.
The Lease-to-Own Advantage: A Wealth-Building Alternative
Paula and Darren turned to Burson Home Advisors’ partner’s Lease-to-Own program, which allowed them to:
✅ Move into a brand-new home—without the pressure of an immediate mortgage.
✅ Earn 10% home equity in 5 years—far outpacing traditional homeownership.
✅ Avoid closing costs, property taxes, and major maintenance expenses.
✅ Secure fixed monthly payments—unlike a fluctuating mortgage or rent increases.
✅ Retain the option to purchase (or cash out equity) whenever it made sense.
A Fast-Tracked Closing—Made Possible by Our Team
Paula had a tight timeline—she needed to move in before losing her relocation stipend and leaving for a European vacation. Traditional financing would have delayed her timeline, but our team made it happen.
What We Did:
Coordinated with nine different parties—including underwriters, attorneys, licensed real estate brokers, and title professionals—to move up closing by multiple days.
Resolved unexpected paperwork hurdles so she could secure her home without stress.
Ensured she moved in on schedule—with everything handled before her departure.
This level of dedication and problem-solving is what sets our team and our partner’s program apart.
Lease-to-Own vs. Traditional Buying: A Financially Smarter Choice
| Factor | Lease-to-Own | Traditional Mortgage |
|---|---|---|
| Upfront Costs | 2% down, no closing costs | 3.5%–20% down + closing costs |
| Monthly Payment | Fixed, lower than mortgage | Fluctuates with interest rates |
| Equity Growth | 10% equity in 5 years | Primarily interest for first 18 years |
| Flexibility | Option to purchase or cash out equity | Locked into mortgage immediately |
| Maintenance Costs | Covered by program | Homeowner’s responsibility |
Why This Was a Smarter Path to Homeownership
Unlike a traditional mortgage, where banks collect most of your payments in interest for decades, Lease-to-Own builds wealth faster—without the heavy financial burden.
With home prices increasing annually, waiting to buy can cost thousands more. Paula and Darren’s decision to lock in their home price and start building equity now means they get ahead of the market instead of chasing it.
Paula’s Experience in Her Own Words
“The process was smooth, and the team went above and beyond to make sure we could move in on our timeline. The fact that we could secure a brand-new home, lock in predictable payments, and build equity right away—without the restrictions of traditional financing—made this the perfect choice for us. We are thrilled with our new home!”
A Homeownership Path That Works for You
Burson Home Advisors’ partner’s Lease-to-Own program provides a risk-free, wealth-building solution for buyers who want to own smarter, faster, and with greater financial rewards.
📞 Let’s turn renting into homeownership—on your terms. Schedule a free consultation today!
#HomeEquityGrowth #FinanciallySavvyLiving #RentingVsOwning #SmarterHomeownership #LeaseToOwn
“The process was smooth, and the team went above and beyond to make sure we could move in on our timeline. The fact that we could secure a brand-new home, lock in predictable payments, and build equity right away—without the restrictions of traditional financing—made this the perfect choice for us. We are thrilled with our new home!”
