30 Days to Equity Building: Kelly’s Lease-to-Own Success Story
For many aspiring homebuyers, the path to equity feels distant, hindered by high upfront costs and slow equity growth typical of traditional mortgages. Kelly, a first-time homebuyer, turned to Burson Home Advisors for a smarter, faster way to achieve her goals.
Here’s how, in just 30 days, Kelly transitioned from uncertainty to building equity in her new home—starting on day one.
The Challenge: High Costs, Delayed Equity
Kelly spent four years saving for a down payment but was daunted by the financial hurdles of traditional homeownership. Though she could qualify for a mortgage, the high upfront expenses—closing costs, potentially a buyer’s agent commission, and mortgage insurance—felt overwhelming.
Kelly wanted a solution that would:
✔️ Build wealth faster.
✔️ Lower the financial barriers to buying.
✔️ Provide flexibility to life’s changes without making a long-term commitment of purchasing with a mortgage.
The Solution: Burson Home Advisors’ Equity-Driven Lease-to-Own Program
Kelly discovered Burson Home Advisors’ innovative lease-to-own program, a game-changer designed to prioritize equity building and reduce financial strain.
Here’s how it worked for Kelly:
1️⃣ Equity from Day One
Unlike traditional mortgages, where early payments primarily go toward interest, Kelly immediately started building equity. Every payment contributed to her ownership stake, ensuring her wealth grew from day one.
2️⃣ Lower Upfront Costs
With our program, Kelly saved over $15,000 in upfront costs compared to traditional homebuying:
- 2% Down Payment: This went directly toward her purchase price.
- No Closing Costs: Typically 2–3% of the home price.
- No Mortgage Insurance: A common expense for traditional buyers with less than a 20% downpayment.
- No Buyer’s Agent Fee: Usually 2-3% of the purchase price.
3️⃣ Flexibility for the Future
Kelly now has the freedom to lease while deciding the perfect time to buy. Whether she chooses to purchase when interest rates are more favorable or continue leasing while building equity, the choice is hers.
The Journey: From Consultation to Keys in 30 Days
Day 1: Initial Consultation
Kelly reached out feeling unsure if homeownership was within reach. After a brief phone call to confirm her eligibility, we scheduled a virtual consultation to review the lease-to-own program in detail. By the end of our meeting, Kelly was excited and confident this program was designed with her success in mind.
Day 2: Prequalification Approval
Kelly applied for our lease-to-own program using our Common Sense Underwriting process. Within 24 hours, she was prequalified for a $300,000 home—without the stress of traditional financing hurdles.
Day 3: Home Selection Preparation
We got to work curating a list of homes in Durham, NC, tailored to Kelly’s preferences and needs. By considering everything from natural light and layout to proximity to amenities and work-from-home compatibility, we ensured the options aligned with her vision for the perfect home.
Day 4: The One-and-Done Tour
We scheduled a tour of five homes. Kelly knew she had found her match at the very first property—a beautiful, naturally lit end-unit townhome in a quiet area, ideal for remote work. To be certain, she toured a second home on the list but confidently returned to her first choice. She joined our One-and-Done Tour Club, finalizing her decision on the first day.
Days 5–30: Negotiation, Transparent Inspections, and Closing
We negotiated a 7% discount off the list price, saving Kelly thousands. During the transparent inspection process, we outlined immediate repairs (that would be our responsibility prior to her move-in) and suggested long-term considerations, ensuring Kelly was fully informed before moving forward. Exactly 30 days after our initial conversation, Kelly held the keys to her new home.
The Results: Smarter Equity, Faster Ownership
Kelly’s decision to join Burson Home Advisors’ lease-to-own program set her up for long-term success.
Immediate Equity Growth
Kelly started building wealth from the moment she moved in. Her equity grows faster than it would with a traditional mortgage, where early payments go primarily to interest.
Significant Cost Savings
By avoiding closing costs, buyer’s agent fee, and mortgage insurance, Kelly saved thousands upfront—allowing her to focus on her future.
Empowered Ownership
Kelly now enjoys the benefits of homeownership, from equity growth to flexibility. With the freedom to buy when the time is right, she’s fully in control of her financial journey.
Burson Home Advisors: Redefining Homeownership
Kelly’s story is proof that lease-to-own programs aren’t just for renters or families in transition, but about financially savvy homeownership options. They’re about empowerment, financial growth, and equity-building solutions that work for every stage of life.
And the best part? We can prove—through side-by-side comparisons—that buying your home through our lease-to-own programs builds equity faster and is more affordable than buying traditionally.
At Burson Home Advisors, we specialize in helping families and individuals like Kelly achieve their homeownership dreams with innovative, equity-driven programs.
Ready to Build Equity from Day One?
If Kelly’s story resonates with you, let Burson Home Advisors guide you toward a smarter path to homeownership. Whether you’re a first-time buyer, current homeowner, self-employed, or relocating, our innovative lease-to-own programs will fit your specific needs.
Contact us today to redefine what homeownership means for you. Let’s build your future—together.
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